Oak limbs through a roof, tree then removed (Sept 2026). 3-person crew, 8 hours over two days. Billed directly to the homeowner’s insurance.
Section A — Emergency mitigation
Typically not capped by the tree-debris sublimit.
| Description | Qty | Rate | Amount |
|---|---|---|---|
| Emergency mobilization & demobilization | 1 event | $1,200 | $1,200 |
| 90 ft spider lift (limbs off the roof; compromised tree dismantled) | 8 hr | $145 | $1,160 |
| Rigging gear, saws & small equipment | 2 days | $485 | $970 |
| Emergency roof tarp (20×20, sandbag-ballasted, our crew) | 1 job | $350 | $350 |
| Owner / lead arborist | 8 hr | $135 | $1,080 |
| Ground crew | 8 hr | $70 | $560 |
| Ground crew (2nd) | 6 hr | $70 | $420 |
| Section A subtotal | $5,740 | ||
Section B — Debris haul-away
Counts against the tree-debris sublimit, often around $500 per loss in NC — check your declarations page.
| Description | Qty | Rate | Amount |
|---|---|---|---|
| Dump-trailer hauling | 4 loads | $225 | $900 |
| Disposal fees | 1 lot | $325 | $325 |
| Section B subtotal | $1,225 | ||
Total billed to insurance$6,965








