Storm Cleanup Jacksonville NC

Eastern NC storms can hit hard and fast. We're on the ground quickly to handle every phase of the cleanup: • Downed tree removal from homes, fences, driveways, and vehicles • Full debris removal and haul-away • Broken limb and hanging branch clearing • Hazard tree assessment and removal • Driveway and road clearance • Debris and brush chipping • Insurance damage documentation support Residential and commercial properties — we handle both.

This is the page where we keep all of it, so there is one accurate version rather than four half-versions scattered across the site. We are a tree company, not your insurer — none of this is advice about your specific policy, and your declarations page beats anything written here. WHEN A TREE DAMAGES A COVERED STRUCTURE. This is the case people mean when they ask. A homeowners policy generally responds when a tree hits the house, the garage, a fence or an outbuilding, and the work to get the tree off the structure and repair it is the covered part. Your deductible applies. WHEN A TREE FALLS AND HITS NOTHING. This is the answer that surprises people, so it is worth being blunt: a tree lying in your yard having damaged nothing is usually your problem, not the insurer's. The North Carolina Department of Insurance puts the standard limit plainly — the policy “will pay reasonable expense, up to $500 for any one loss, for the removal of trees from your premises provided that the tree has damaged a structure or blocked the driveway.” Note both halves of that condition. Damaged a structure, OR blocked the driveway. A healthy tree that came down across the back lawn in a thunderstorm and hit nothing typically meets neither. So the $500 figure is not the cleanup budget for a big tree, and a mature hardwood on the ground is several times that in hauling alone. Check your own declarations page — some carriers write more than the standard, and a few write less. LIGHTNING IS USUALLY DIFFERENT. Lightning is typically a named peril on a homeowners policy in its own right, which is why a lightning-struck tree is often treated differently from one the wind pushed over. If lightning is what took your tree, say so explicitly when you open the claim rather than filing it as storm damage generally. DO NOT WAIT FOR THE ADJUSTER TO STOP ACTIVE DAMAGE. This is the most expensive mistake we see. If there is a hole in your roof and rain coming through it, the damage is getting worse by the hour, and every policy expects you to take reasonable steps to prevent further loss — not to sit under it waiting for an appointment. Photograph everything first, from several angles, before anybody moves anything. Then get the tree off and the opening covered. Photographs are what let you prove what the storm did versus what the next three days of rain did. WHAT WE DO ON OUR SIDE. We photograph the damage before we touch it, tarp openings as part of the emergency call, itemize the invoice so each line maps to something an adjuster can approve, bill your insurance directly, and talk to your adjuster. We have worked a lot of these claims in Onslow County and we know what documentation moves them along. What we will not do is tell you an outcome is guaranteed — that decision is the carrier's, and any tree company promising otherwise is promising something it does not control.

We respond to storm calls across Jacksonville, Richlands, Swansboro, Sneads Ferry, Hubert, Surf City, and all surrounding communities in Onslow County. Our crews are local — we're not dispatching from Raleigh or Charlotte. When a storm hits here, we're ready here.